Terms & Conditions
Legal Statement
This Legal Statement sets out the terms and conditions under which you may access and use
my-dental-insurance.co.uk. By accessing and using this website you are indicating your acceptance
to be bound by these terms and conditions as set out below. The owners of www.my-dental-insurance.co.uk
reserve the right to change / update these terms without prior notice.
1. Introduction
This website, www.my-dental-insurance.co.uk, is owned and operated by Northern Ireland Search
Engine Marketing (NISEM). my-dental-insurance.co.uk is an online insurance and financial
products resource directory and advertising medium providing free access to selected third
party companies and their websites. The legal definition of our business is “introducer”.
All companies hyperlinked to or otherwise advertised on my-dental-insurance.co.uk that provide
insurance or financial products are authorised and regulated by the Financial Services Authority (FSA).
2. Copyright
my-dental-insurance.co.uk includes a combination of content created by us as well as our
selected affiliate companies. All materials published on this website, including but not
limited to, written content, photographs, graphics, images, illustrations, marks, logos,
sound or video clips and flash animation are protected by our copyrights and / or trademarks
and those of our affiliate companies. While a visitor may print or download information from
this website for personal use only, my-dental-insurance.co.uk reserves all it’s rights
and strictly forbids any unauthorised use or distribution of the content of this website in
whole or in part for any commercial purpose whatsoever. Visitors to this website must not
associate www.my-dental-insurance.co.uk directly or indirectly with any other website,
product or service. Exceptions to the above are only available in writing from the site owners.
3. Terms and Conditions of use of this website and Disclaimer
(i) General - The text published on my-dental-insurance.co.uk is for information purposes
only and should not be construed in any way as advice under the Financial Services and
Markets Act 2000. You are strongly advised to take appropriate professional and legal
advice before purchasing any insurance or financial product or entering into any binding
contracts with third party companies hyperlinked to or otherwise advertised on this
website. my-dental-insurance.co.uk does not arrange or advise on the arrangement of
insurance or other financial
products in the UK, we only provide information on those subjects as well as
links to third party companies and their websites for your convenience. Any reliance you
place on any material published on this website is entirely at your sole risk. Those
third party companies may request personal details form you for the purposes of providing
your insurance or financial products quotation. my-dental-insurance.co.uk does not request
such information. All third party companies hyperlinked or otherwise advertised on this
website are authorised and regulated by the Financial Services Authority.
(ii) Status - my-dental-insurance.co.uk is an online insurance and financial products resource
directory and advertising medium providing free access to selected third party companies and their
websites. The legal definition of our business is “introducer”. All companies hyperlinked
to or otherwise advertised on my-dental-insurance.co.uk that provide insurance or financial products
in the UK are authorised and regulated by the Financial Services Authority. my-dental-insurance.co.uk
is not an insurance broker, insurance agent, insurance company or provider of any other type of
financial product or service. Neither my-dental-insurance.co.uk nor its management or employees
accept any responsibility or any liability whatsoever, for the terms applying to an insurance or
financial services product purchased from a third party link via this website, or for any complaints
relating to those services or products. If in doubt users of this website should always seek professional
advice.
(iii) Third Party Links – my-dental-insurance.co.uk contains hypertext and image links
to websites operated by third party companies and as such these websites are not owned, operated,
controlled or maintained by my-dental-insurance.co.uk. While we make every effort to ensure the
websites we link to are reputable my-dental-insurance.co.uk is not responsible for the availability,
content, policies, or practices of linked websites. Links to other websites are provided for your
convenience only and you access them entirely at your own risk. You should familiarise yourself
with the terms and conditions of any third party websites you choose to visit. The inclusion of
any third party content on my-dental-insurance.co.uk or a link to a third party site is not an
endorsement of that third party website, it’s products or services. my-dental-insurance.co.uk
does not recommend, sell, resell or license any of the products or services accessed via third party
links and we disclaim any and all responsibility for any liability related to those products or services.
Your correspondence or related activities with third parties, including payment transactions and
goods delivery transactions, are solely between you and that third party. You agree that
my-dental-insurance.co.uk will not be responsible or liable for any loss or damage of any
kind incurred as the result of any of your transactions with third parties. Any questions,
complaints or claims related to any product or service should be directed to the appropriate
third party company.
(iv) Accessibility - my-dental-insurance.co.uk is intended for use solely by residents of
the United Kingdom. Whilst every care and all reasonable steps are taken to ensure this
website is always accessible we will not be held liable if, for any reason, the website is
unavailable for any period. We may also have to temporarily suspend access to the website for
maintenance but we will endeavour to keep any disruption to a minimum. In addition we cannot
guarantee that this website will be free of viruses or defects of any description and we will
not be held liable for any technical problems you may suffer as a result of your use of this
website.
(v) Accuracy and Validity of Information - Whilst my-dental-insurance.co.uk takes all
reasonable steps to ensure that the information generated by ourselves and contained within
this website is accurate and up-to-date, it is nonetheless supplied on an "as is"
basis and accordingly we do not accept any liability whatsoever for any errors, omissions or
inaccuracies. Furthermore my-dental-insurance.co.uk does not accept any liability for errors,
omissions or inaccuracies in the content provided by third party affiliate companies. If you are
in any doubt as to the accuracy validity of information made available on this website we
strongly recommend you seek verification by contacting us or the appropriate affiliate
company.
(vi) Warranty Disclaimer - We do not represent nor make any warranty in respect of the
accuracy, reliability or supply of any of the services or information presented on this
website. The services and information presented on this website is for general information
only and is not intended to meet your specific personal requirements. We hereby disclaim
any and all warranties, express or implied, to the extent permitted by the applicable laws
of Northern Ireland.
(vii) General Disclaimer - To the fullest extent permitted by applicable laws of Northern
Ireland my-dental-insurance.co.uk hereby excludes liability for any claims, loss, or damages
of any kind with respect to the service, information and materials given on this website
including, but not limited to, direct, indirect, incidental or consequential loss or damage,
whether arising from loss of profits, loss of revenue, loss of data, loss of use or otherwise,
whether the possibility of such loss has or has not been notified to my-dental-insurance.co.uk.
The above shall apply whether such claims, loss or damage arises in tort, contract, negligence,
under statute or otherwise.
4. Privacy Policy and Data Protection
Please note that my-dental-insurance.co.uk does not collect, store or process any personal
information from or about our visitors and therefore cannot supply any such information to
others. my-dental-insurance.co.uk does not use cookies or any other means to track visitor
navigation through the website. Third Party Companies and their websites advertised by means
of hyperlink text or image on my-dental-insurance.co.uk may collect and / or store information
about you in order to process your insurance quotation request. This information is subject to
the terms of the Data Protection Act 1998 in accordance with that Company's Data Protection Policy
and as such is not under the control of my-dental-insurance.co.uk.
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